Internet Banking News

June 20, 1999

1) Your bank's web site is viewed as an advertisement; therefore, you must retain copies of web page changes for review by the bank examiners.

RECOMMENDATION:

You can print out each page on your web site every time the pages change or you can maintain a data base of pages as they change for review by the bank examiners. Be sure to keep the dates each web page was posted for public viewing.

2) The FDIC has a web page called Edie where your customers can learn about deposit insurance and even calculate if their deposits are insured or not. This web page is located at http://www2.fdic.gov/edie/. You may wish to put a link to the Edie web page off your deposit web pages.

3) June 10, 1999, the OTS stated " Any savings association supervised by the Office of thrift Supervision that is planning to establish a transactional web site on the Internet should, among other actions, post privacy policies on its web site in a clear manner customers expect it."

RECOMMEDATION:

Your bank's privacy statement should be linked off of each of the bank's web pages. The reason being that a visitor can come to any web page from a search engine without having to view your home page.

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Company Information
Yennik, Inc.

4409 101st Street
Lubbock, Texas 79424
Office 806-798-7119
Examiner@yennik.com

 

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